Lloyds Enterprises Ltd.
ISIN: INE080I01025 • Market Cap: ₹11,997 Cr
The 5-Pillar Quality Audit for Lloyds Enterprises Ltd.
Evaluated across Profitability, Financial Health, Historical Compounding, Valuation Safety, and Ownership Governance:
1. Profitability & Capital Efficiency
Weight: 25%Measures operating margins (9.2%), Return on Capital Employed (8.3%), and equity compounding (6.8%).
2. Financial Health & Solvency
Weight: 25%Debt-to-Equity is 0.18 with comfortable interest coverage and clean working capital.
3. Growth & Compounding Track Record
Weight: 20%Historical 3Y Sales CAGR (27.5%) and 3Y PAT CAGR (26.1%).
4. Valuation Multiple & Margin of Safety
Weight: 15%Trades at P/E of 106.84 vs PEG of 6.44 and Dividend Yield of 0.2%.
5. Ownership Quality & Governance
Weight: 15%Promoter holding stands at 62.7%, backed by 0.8% institutional ownership.
Key Fundamental Strengths
Strong Topline Expansion (3Y Sales CAGR: 27.5%)
Revenue has expanded at 27.5% CAGR over 3 years, signaling industry market-share gains.
High-Velocity Profit Compounding (3Y PAT CAGR: 26.1%)
Net earnings have compounded at 26.1% annualized, demonstrating operating leverage.
Areas to Watch & Potential Risks
Subdued Capital Efficiency (ROCE: 8.3%)
A sub-12% ROCE suggests return on capital barely exceeds the company's weighted average cost of capital (WACC).
Priced for Perfection (P/E: 106.84)
A steep valuation multiple of 106.84 leaves little margin for safety against quarterly earnings misses.
Quantitative Strategy Eligibility
Checking LLOYDSENT against established Indian wealth creation frameworks:
Coffee Can Investing Framework
Fails 10%+ revenue growth or 15%+ minimum capital return benchmark over historical periods.
Quality Factor Screener (High RoIC + Low Debt)
Scorecard of 63/100 or leverage profile sits below strict quality index hurdles.
GARP / Value-Growth Blend
Valuation multiple or return metrics require further cyclical pullback.
Metals & Mining Sector Peer Comparison
Compare LLOYDSENT directly against top industry peers by market capitalization:
| Company | 5-Pillar Score | Market Cap | P/E | ROCE | D/E | Scorecard |
|---|---|---|---|---|---|---|
| Lloyds Enterprises Ltd. (LLOYDSENT)Current | 63/100 | ₹11,997 Cr | 106.84 | 8.3% | 0.18 | — |
| Adani Enterprises Ltd. (ADANIENT) | 58/100 | ₹4.03 Lakh Cr | 54.17 | 5.1% | 1.07 | View |
| JSW Steel Ltd. (JSWSTEEL) | 73/100 | ₹3.13 Lakh Cr | 12.64 | 10.7% | 0.96 | View |
| Hindustan Zinc Ltd. (HINDZINC) | 88/100 | ₹2.34 Lakh Cr | 13.72 | 62.3% | 0.37 | View |
| Hindalco Industries Ltd. (HINDALCO) | 71/100 | ₹2.33 Lakh Cr | 14.19 | 12.7% | 0.71 | View |
| Tata Steel Ltd. (TATASTEEL) | 62/100 | ₹2.30 Lakh Cr | 20.82 | 11.9% | 0.84 | View |
Frequently Asked Questions: Lloyds Enterprises Ltd.
Q:What is the 5-Pillar Fundamental Score for Lloyds Enterprises Ltd. (LLOYDSENT)?
Lloyds Enterprises Ltd. has a RupeeTools Fundamental Score of 63/100, placing it in the 'Moderate / Average' category. Its pillar scores are: Profitability (50/100), Financial Health (79/100), Growth (94/100), Valuation (18/100), and Ownership Quality (60/100).
Q:Is LLOYDSENT fundamentally strong for long-term investment?
LLOYDSENT currently holds a moderate quality rating of 63/100. While it operates in the Metals & Mining sector, investors should monitor its profit margins before initiating long-term positions.
Q:Does LLOYDSENT pass the Coffee Can Investing filter?
No. LLOYDSENT does not currently meet the strict 15% ROCE and 10% sustained topline compounding threshold mandated by the Coffee Can investing framework.
Q:How does LLOYDSENT compare against other Metals & Mining peers?
Within India's Metals & Mining sector, LLOYDSENT trades at a P/E of 106.84 and generates an ROCE of 8.3%. Compare its 5-Pillar score of 63/100 against top sector peers like Adani Enterprises Ltd. (58/100), JSW Steel Ltd. (73/100).
Regulatory & SEBI Research Analyst Compliance Disclaimer:
This 5-pillar fundamental score is an automated quantitative health check generated purely from historical public financial statements, corporate filings, and exchange disclosures for educational and informational purposes only. It does NOT constitute investment advice, a stock recommendation, or a solicitation to buy or sell securities. RupeeTools is not a SEBI-registered Research Analyst. Please consult a SEBI-registered financial advisor before making investment decisions.