Screen and evaluate the fundamental health of 750 Indian companies with our proprietary 5-pillar framework: Profitability, Solvency & Debt, Growth Momentum, Valuation Safety, and Ownership Quality.
Unlike simple P/E or single-factor screens that miss hidden debt and governance risks, our 5-pillar model conducts a multi-dimensional quantitative audit of each company's audited balance sheet and income statements.
Evaluates how efficiently management reinvests shareholder capital. High Return on Equity (ROE > 18%) and Return on Capital Employed (ROCE > 20%) with stable Operating Profit Margins indicate strong competitive moats and pricing power.
Measures balance sheet leverage, liquidity, and debt coverage. We reward companies with low Debt-to-Equity (D/E < 0.3) and strong interest coverage ratios that can withstand macro downturns without dilution.
Examines 3-Year and 5-Year Compound Annual Growth Rates (CAGR) for Net Sales and Profit After Tax (PAT). Consistent compounding above 15% CAGR signifies expanding market share.
Analyzes Price-to-Earnings (P/E), PEG Ratio, and Dividend Yield relative to historical and sector averages. Avoids overvalued market darlings while screening for quality at a fair price.
Ensures promoter skin in the game (>50% holding), verifies zero promoter pledge, and checks strong institutional backing (Domestic Mutual Funds & Foreign Institutional Investors).
Scans for aggressive revenue recognition, rising debtor days, substantial contingent liabilities, sudden promoter pledge spikes, and negative free cash flow divergence.
The RupeeTools Fundamental Score is a comprehensive 0–100 quality rating that evaluates Indian public companies across 5 core quantitative pillars: Profitability & Efficiency, Financial Health & Solvency, Growth Track Record, Valuation Multiple, and Ownership Quality.
A score of 80/100 or above is categorized as 'Exceptional Quality'. These companies typically possess high return on capital (ROCE > 20%, ROE > 18%), low debt (D/E < 0.3), consistent 3-year and 5-year compounding sales and profit growth, and zero promoter pledges.
Financial institutions (Banks & NBFCs) borrow money as their primary operating model, meaning traditional Debt-to-Equity and ROCE ratios are not applicable. Our engine dynamically adjusts the scoring weights: Solvency evaluates asset leverage and balance sheet resilience, while Profitability focuses on ROE, Net Interest Margins (NIM), and Operating Efficiency.
While Piotroski F-Score is a 9-point binary check and Altman Z-Score focuses strictly on bankruptcy probability, the RupeeTools 5-Pillar Score is tailored specifically for the Indian equity landscape (incorporating Indian promoter pledge dynamics, FII/DII institutional backing, 3Y/5Y CAGRs, and valuation safety).
The underlying historical financial statements, quarterly results, market capitalizations, and valuation ratios are refreshed systematically after quarterly earnings seasons and corporate filings.
Yes! RupeeTools is 100% free with no paywalls, login requirements, or subscriptions. You can filter, sort, and inspect scorecards for all 750 companies instantly.