SIP Calculator

Calculate your Systematic Investment Plan returns and plan your financial future with confidence

₹5,000
₹500₹1,00,000
12%
1%30%
10 Years
1 Year40 Years
₹

₹0

0%

Increase SIP amount every year

Invested Amount

₹6.00 L

Est. Returns

₹5.62 L

Total Future Value

₹11.62 L

after 10 years

Investment Breakdown

Invested Amount
₹6,00,000
Estimated Returns
₹5,61,695
Wealth Gained

₹5.62 L

93.6% growth on your investment

Disclaimer: This calculator provides estimates based on the inputs provided. Actual returns may vary depending on market conditions. Past performance is not indicative of future results.

What is SIP?

A Systematic Investment Plan (SIP) is a disciplined approach to investing in mutual funds. Instead of investing a lump sum, you invest a fixed amount regularly (monthly, quarterly, etc.). This helps in rupee cost averaging and reduces the impact of market volatility.

Benefits of SIP:

  • ✓Disciplined Investing: Regular investments build a habit of saving and investing
  • ✓Rupee Cost Averaging: Buy more units when prices are low, fewer when high
  • ✓Power of Compounding: Your returns generate further returns over time
  • ✓Flexibility: Start with as little as ₹500 per month
  • ✓Step-Up SIP: Increase your investment annually to match your salary growth and build a significantly larger corpus.