Calculate your tax liability on Equity, Debt Funds, Real Estate, and Gold. Updated for FY 2025-26 (New Budget Rules).
Asset Class
Investment Details
13 Months
1 Month10 Years
Tax Payable
₹0
Long Term Gain12.5% (LTCG above ₹1.25L)
Total Profit
+₹50,000
Exemption Used
₹50,000
Post-Tax Return
₹50,000
Profit Distribution
Note: Calculations are based on FY 2025-26 rules. LTCG on Equity is 12.5% above ₹1.25 Lakhs. Real Estate LTCG is 12.5% without indexation.
Capital Gains Tax Rules (FY 2025-26)
Equity & Equity Mutual Funds
- Short Term (STCG): 20% if held for less than 12 months.
- Long Term (LTCG): 12.5% if held for more than 12 months.
- Exemption: First ₹1.25 Lakhs of LTCG is tax-free every year.
Real Estate & Gold
- Short Term (STCG): Taxed at your Income Tax Slab rate (if held < 24 months).
- Long Term (LTCG): 12.5% without indexation benefit (if held > 24 months).
Debt Funds & FDs
- Taxation: Always taxed at your Income Tax Slab rate, irrespective of holding period.
- Note: Indexation benefit has been removed for Debt Funds.