Lumpsum Calculator

Calculate the wealth you can create by investing a lump sum amount in Mutual Funds today.

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What is Lumpsum Investment?

A lumpsum investment is a "one-time" investment of a significant amount in a mutual fund scheme. Unlike SIP where you invest small amounts regularly, in lumpsum you invest the entire amount at once.

When to choose Lumpsum?

✓Windfall Gains: When you receive a bonus, inheritance, or maturity proceeds from other investments.
✓Market Correction: When markets are low, a lumpsum investment can buy you more units at a lower NAV.
✓Long Term Goals: Ideal for goals that are 10+ years away, allowing the power of compounding to work its magic.

Lumpsum vs SIP

✓Timing Risk: Lumpsum is riskier if markets fall immediately after investment. SIP averages out this risk.
✓Capital Requirement: Lumpsum requires a large capital upfront. SIP can start with as little as ₹500.
✓Returns: In a rising market, Lumpsum generally outperforms SIP as the entire money stays invested for longer.