Investment Details
Min ₹500
₹1.00 L
₹500₹1 Cr
1% - 30%
1 - 30 Years
Total Value after 10 Years
₹3.11 L
Invested Amount₹1.00 L
Est. Returns₹2.11 L
Growth Projection
Yearly Breakdown
| Year | Invested Amount | Wealth Gained | Total Value |
|---|---|---|---|
| 1 | ₹1,00,000 | +₹12,000 | ₹1,12,000 |
| 2 | ₹1,00,000 | +₹25,440 | ₹1,25,440 |
| 3 | ₹1,00,000 | +₹40,493 | ₹1,40,493 |
| 4 | ₹1,00,000 | +₹57,352 | ₹1,57,352 |
| 5 | ₹1,00,000 | +₹76,234 | ₹1,76,234 |
| 6 | ₹1,00,000 | +₹97,382 | ₹1,97,382 |
| 7 | ₹1,00,000 | +₹1,21,068 | ₹2,21,068 |
| 8 | ₹1,00,000 | +₹1,47,596 | ₹2,47,596 |
| 9 | ₹1,00,000 | +₹1,77,308 | ₹2,77,308 |
| 10 | ₹1,00,000 | +₹2,10,585 | ₹3,10,585 |
What is Lumpsum Investment?
A lumpsum investment is a "one-time" investment of a significant amount in a mutual fund scheme. Unlike SIP where you invest small amounts regularly, in lumpsum you invest the entire amount at once.
When to choose Lumpsum?
- ✓Windfall Gains: When you receive a bonus, inheritance, or maturity proceeds from other investments.
- ✓Market Correction: When markets are low, a lumpsum investment can buy you more units at a lower NAV.
- ✓Long Term Goals: Ideal for goals that are 10+ years away, allowing the power of compounding to work its magic.
Lumpsum vs SIP
- ✓Timing Risk: Lumpsum is riskier if markets fall immediately after investment. SIP averages out this risk.
- ✓Capital Requirement: Lumpsum requires a large capital upfront. SIP can start with as little as ₹500.
- ✓Returns: In a rising market, Lumpsum generally outperforms SIP as the entire money stays invested for longer.