Raymond Lifestyle Ltd.
ISIN: INE02ID01020 • Market Cap: ₹4,429 Cr
The 5-Pillar Quality Audit for Raymond Lifestyle Ltd.
Evaluated across Profitability, Financial Health, Historical Compounding, Valuation Safety, and Ownership Governance:
1. Profitability & Capital Efficiency
Weight: 25%Measures operating margins (9.6%), Return on Capital Employed (4.6%), and equity compounding (0.5%).
2. Financial Health & Solvency
Weight: 25%Debt-to-Equity is 0.12 with comfortable interest coverage and clean working capital.
3. Growth & Compounding Track Record
Weight: 20%Historical 3Y Sales CAGR (—) and 3Y PAT CAGR (—).
4. Valuation Multiple & Margin of Safety
Weight: 15%Trades at P/E of 102.05 vs PEG of 3.72 and Dividend Yield of 0.1%.
5. Ownership Quality & Governance
Weight: 15%Promoter holding stands at 59.6%, backed by 13.1% institutional ownership.
Key Fundamental Strengths
Fortress Balance Sheet (D/E: 0.12)
The company operates virtually debt-free, shielding net margins from interest rate cycles and monetary tightening.
Consistent Market Standing (Small Cap)
Established player in the Textiles sector with an overall fundamental quality score of 52/100.
Areas to Watch & Potential Risks
Subdued Capital Efficiency (ROCE: 4.6%)
A sub-12% ROCE suggests return on capital barely exceeds the company's weighted average cost of capital (WACC).
Priced for Perfection (P/E: 102.05)
A steep valuation multiple of 102.05 leaves little margin for safety against quarterly earnings misses.
Quantitative Strategy Eligibility
Checking RAYMONDLSL against established Indian wealth creation frameworks:
Coffee Can Investing Framework
Fails 10%+ revenue growth or 15%+ minimum capital return benchmark over historical periods.
Quality Factor Screener (High RoIC + Low Debt)
Scorecard of 52/100 or leverage profile sits below strict quality index hurdles.
GARP / Value-Growth Blend
Valuation multiple or return metrics require further cyclical pullback.
Textiles Sector Peer Comparison
Compare RAYMONDLSL directly against top industry peers by market capitalization:
| Company | 5-Pillar Score | Market Cap | P/E | ROCE | D/E | Scorecard |
|---|---|---|---|---|---|---|
| Raymond Lifestyle Ltd. (RAYMONDLSL)Current | 52/100 | ₹4,429 Cr | 102.05 | 4.6% | 0.12 | — |
| Page Industries Ltd. (PAGEIND) | 77/100 | ₹39,485 Cr | 52.24 | 63.8% | 0.01 | View |
| K.P.R. Mill Ltd. (KPRMILL) | 67/100 | ₹38,367 Cr | 42.05 | 20.2% | 0.10 | View |
| Vardhman Textiles Ltd. (VTL) | 63/100 | ₹17,217 Cr | 20.30 | 10.8% | 0.13 | View |
| Welspun Living Ltd. (WELSPUNLIV) | 67/100 | ₹17,124 Cr | 61.68 | 15.4% | 0.51 | View |
| Arvind Ltd. (ARVIND) | 64/100 | ₹14,096 Cr | 34.04 | 15.5% | 0.36 | View |
Frequently Asked Questions: Raymond Lifestyle Ltd.
Q:What is the 5-Pillar Fundamental Score for Raymond Lifestyle Ltd. (RAYMONDLSL)?
Raymond Lifestyle Ltd. has a RupeeTools Fundamental Score of 52/100, placing it in the 'Moderate / Average' category. Its pillar scores are: Profitability (37/100), Financial Health (74/100), Growth (50/100), Valuation (25/100), and Ownership Quality (68/100).
Q:Is RAYMONDLSL fundamentally strong for long-term investment?
RAYMONDLSL currently holds a moderate quality rating of 52/100. While it operates in the Textiles sector, investors should monitor its profit margins before initiating long-term positions.
Q:Does RAYMONDLSL pass the Coffee Can Investing filter?
No. RAYMONDLSL does not currently meet the strict 15% ROCE and 10% sustained topline compounding threshold mandated by the Coffee Can investing framework.
Q:How does RAYMONDLSL compare against other Textiles peers?
Within India's Textiles sector, RAYMONDLSL trades at a P/E of 102.05 and generates an ROCE of 4.6%. Compare its 5-Pillar score of 52/100 against top sector peers like Page Industries Ltd. (77/100), K.P.R. Mill Ltd. (67/100).
Regulatory & SEBI Research Analyst Compliance Disclaimer:
This 5-pillar fundamental score is an automated quantitative health check generated purely from historical public financial statements, corporate filings, and exchange disclosures for educational and informational purposes only. It does NOT constitute investment advice, a stock recommendation, or a solicitation to buy or sell securities. RupeeTools is not a SEBI-registered Research Analyst. Please consult a SEBI-registered financial advisor before making investment decisions.