PPF Calculator

Calculate returns on your Public Provident Fund (PPF) investment. Secure your future with tax-free returns.

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About Public Provident Fund (PPF)

Public Provident Fund (PPF) is a long-term investment scheme backed by the Government of India. It offers an attractive interest rate and returns that are fully exempt from tax.

Key Features

  • Tax Benefits: EEE Status - Investment, Interest, and Maturity are all tax-free under Section 80C
  • Interest Rate: Currently 7.1% p.a. (compounded annually)
  • Investment Limits: Min ₹500, Max ₹1.5 Lakh per financial year
  • Lock-in Period: 15 years (can be extended in blocks of 5 years)

Why Choose PPF?

  • Safety: Sovereign guarantee by the Government of India
  • Loan Facility: Loan available against PPF balance from 3rd to 6th year
  • Partial Withdrawal: Allowed from 7th financial year onwards