Computer Age Management Services Ltd.
ISIN: INE596I01020 • Market Cap: ₹18,697 Cr
The 5-Pillar Quality Audit for Computer Age Management Services Ltd.
Evaluated across Profitability, Financial Health, Historical Compounding, Valuation Safety, and Ownership Governance:
1. Profitability & Capital Efficiency
Weight: 25%Measures operating margins (45.8%), Return on Capital Employed (44.9%), and equity compounding (36.0%).
2. Financial Health & Solvency
Weight: 25%Debt-to-Equity is 0.00 with comfortable interest coverage and clean working capital.
3. Growth & Compounding Track Record
Weight: 20%Historical 3Y Sales CAGR (11.1%) and 3Y PAT CAGR (11.6%).
4. Valuation Multiple & Margin of Safety
Weight: 15%Trades at P/E of 37.78 vs PEG of 2.68 and Dividend Yield of 1.7%.
5. Ownership Quality & Governance
Weight: 15%Promoter holding stands at —, backed by 68.4% institutional ownership.
Key Fundamental Strengths
Superior Capital Efficiency (ROCE: 44.9%)
Computer Age Management Services Ltd. generates exceptional return on capital employed of 44.9%, reflecting pricing power and competitive moat.
Robust Equity Compounding (ROE: 36.0%)
Shareholder equity compounds at a healthy 36.0%, exceeding average Indian equity benchmarks.
Fortress Balance Sheet (D/E: 0.00)
The company operates virtually debt-free, shielding net margins from interest rate cycles and monetary tightening.
Deep Institutional Sponsorship (68.4%)
Mutual funds, domestic DIIs, and foreign FIIs hold 68.4%, providing strong governance scrutiny.
Areas to Watch & Potential Risks
Sectoral & Macro Headwinds (Financial Services)
Subject to broader cyclical demand, raw material price shifts, and regulatory frameworks governing the Financial Services space.
Quantitative Strategy Eligibility
Checking CAMS against established Indian wealth creation frameworks:
Coffee Can Investing Framework
Passes Saurabh Mukherjea's Coffee Can rule: 10%+ sustained revenue growth and 15%+ ROCE/ROE.
Quality Factor Screener (High RoIC + Low Debt)
Qualifies for Indian Quality Indices with overall score of 84/100 and clean gearing.
GARP / Value-Growth Blend
Valuation multiple or return metrics require further cyclical pullback.
Financial Services Sector Peer Comparison
Compare CAMS directly against top industry peers by market capitalization:
| Company | 5-Pillar Score | Market Cap | P/E | ROCE | D/E | Scorecard |
|---|---|---|---|---|---|---|
| Computer Age Management Services Ltd. (CAMS)Current | 84/100 | ₹18,697 Cr | 37.78 | 44.9% | 0.00 | — |
| HDFC Bank Ltd. (HDFCBANK) | 74/100 | ₹11.10 Lakh Cr | 14.05 | 12.8% | 1.01 | View |
| ICICI Bank Ltd. (ICICIBANK) | 76/100 | ₹10.06 Lakh Cr | 17.94 | 16.5% | 0.62 | View |
| State Bank of India (SBIN) | 71/100 | ₹9.66 Lakh Cr | 11.20 | 12.2% | 1.38 | View |
| Bajaj Finance Ltd. (BAJFINANCE) | 68/100 | ₹6.72 Lakh Cr | 33.07 | 13.9% | 3.86 | View |
| Life Insurance Corporation of India (LICI) | 87/100 | ₹5.22 Lakh Cr | 8.70 | 37.8% | 0.00 | View |
Frequently Asked Questions: Computer Age Management Services Ltd.
Q:What is the 5-Pillar Fundamental Score for Computer Age Management Services Ltd. (CAMS)?
Computer Age Management Services Ltd. has a RupeeTools Fundamental Score of 84/100, placing it in the 'Exceptional Quality' category. Its pillar scores are: Profitability (99/100), Financial Health (87/100), Growth (70/100), Valuation (60/100), and Ownership Quality (95/100).
Q:Is CAMS fundamentally strong for long-term investment?
Yes, CAMS exhibits solid fundamental strength with a 84/100 score, driven by a return on equity of 36.0% and a debt-to-equity ratio of 0.00.
Q:Does CAMS pass the Coffee Can Investing filter?
Yes! CAMS satisfies both core pillars of Coffee Can Investing: achieving consistently high capital returns (ROCE/ROE >= 15%) alongside double-digit multi-year revenue growth.
Q:How does CAMS compare against other Financial Services peers?
Within India's Financial Services sector, CAMS trades at a P/E of 37.78 and generates an ROCE of 44.9%. Compare its 5-Pillar score of 84/100 against top sector peers like HDFC Bank Ltd. (74/100), ICICI Bank Ltd. (76/100).
Regulatory & SEBI Research Analyst Compliance Disclaimer:
This 5-pillar fundamental score is an automated quantitative health check generated purely from historical public financial statements, corporate filings, and exchange disclosures for educational and informational purposes only. It does NOT constitute investment advice, a stock recommendation, or a solicitation to buy or sell securities. RupeeTools is not a SEBI-registered Research Analyst. Please consult a SEBI-registered financial advisor before making investment decisions.