Authum Investment & Infrastructure Ltd.
ISIN: INE206F01022 • Market Cap: ₹46,695 Cr
The 5-Pillar Quality Audit for Authum Investment & Infrastructure Ltd.
Evaluated across Profitability, Financial Health, Historical Compounding, Valuation Safety, and Ownership Governance:
1. Profitability & Capital Efficiency
Weight: 25%Measures operating margins (85.6%), Return on Capital Employed (27.7%), and equity compounding (28.9%).
2. Financial Health & Solvency
Weight: 25%Debt-to-Equity is 0.07 with comfortable interest coverage and clean working capital.
3. Growth & Compounding Track Record
Weight: 20%Historical 3Y Sales CAGR (74.5%) and 3Y PAT CAGR (-21.3%).
4. Valuation Multiple & Margin of Safety
Weight: 15%Trades at P/E of 22.26 vs PEG of — and Dividend Yield of —.
5. Ownership Quality & Governance
Weight: 15%Promoter holding stands at 68.8%, backed by 14.5% institutional ownership.
Key Fundamental Strengths
Superior Capital Efficiency (ROCE: 27.7%)
Authum Investment & Infrastructure Ltd. generates exceptional return on capital employed of 27.7%, reflecting pricing power and competitive moat.
Robust Equity Compounding (ROE: 28.9%)
Shareholder equity compounds at a healthy 28.9%, exceeding average Indian equity benchmarks.
Fortress Balance Sheet (D/E: 0.07)
The company operates virtually debt-free, shielding net margins from interest rate cycles and monetary tightening.
Strong Topline Expansion (3Y Sales CAGR: 74.5%)
Revenue has expanded at 74.5% CAGR over 3 years, signaling industry market-share gains.
Areas to Watch & Potential Risks
Sectoral & Macro Headwinds (Financial Services)
Subject to broader cyclical demand, raw material price shifts, and regulatory frameworks governing the Financial Services space.
Quantitative Strategy Eligibility
Checking AIIL against established Indian wealth creation frameworks:
Coffee Can Investing Framework
Passes Saurabh Mukherjea's Coffee Can rule: 10%+ sustained revenue growth and 15%+ ROCE/ROE.
Quality Factor Screener (High RoIC + Low Debt)
Qualifies for Indian Quality Indices with overall score of 80/100 and clean gearing.
GARP / Value-Growth Blend
Provides balanced valuation margin with strong profitability scores.
Financial Services Sector Peer Comparison
Compare AIIL directly against top industry peers by market capitalization:
| Company | 5-Pillar Score | Market Cap | P/E | ROCE | D/E | Scorecard |
|---|---|---|---|---|---|---|
| Authum Investment & Infrastructure Ltd. (AIIL)Current | 80/100 | ₹46,695 Cr | 22.26 | 27.7% | 0.07 | — |
| HDFC Bank Ltd. (HDFCBANK) | 74/100 | ₹11.10 Lakh Cr | 14.05 | 12.8% | 1.01 | View |
| ICICI Bank Ltd. (ICICIBANK) | 76/100 | ₹10.06 Lakh Cr | 17.94 | 16.5% | 0.62 | View |
| State Bank of India (SBIN) | 71/100 | ₹9.66 Lakh Cr | 11.20 | 12.2% | 1.38 | View |
| Bajaj Finance Ltd. (BAJFINANCE) | 68/100 | ₹6.72 Lakh Cr | 33.07 | 13.9% | 3.86 | View |
| Life Insurance Corporation of India (LICI) | 87/100 | ₹5.22 Lakh Cr | 8.70 | 37.8% | 0.00 | View |
Frequently Asked Questions: Authum Investment & Infrastructure Ltd.
Q:What is the 5-Pillar Fundamental Score for Authum Investment & Infrastructure Ltd. (AIIL)?
Authum Investment & Infrastructure Ltd. has a RupeeTools Fundamental Score of 80/100, placing it in the 'Exceptional Quality' category. Its pillar scores are: Profitability (96/100), Financial Health (87/100), Growth (58/100), Valuation (80/100), and Ownership Quality (72/100).
Q:Is AIIL fundamentally strong for long-term investment?
Yes, AIIL exhibits solid fundamental strength with a 80/100 score, driven by a return on equity of 28.9% and a debt-to-equity ratio of 0.07.
Q:Does AIIL pass the Coffee Can Investing filter?
Yes! AIIL satisfies both core pillars of Coffee Can Investing: achieving consistently high capital returns (ROCE/ROE >= 15%) alongside double-digit multi-year revenue growth.
Q:How does AIIL compare against other Financial Services peers?
Within India's Financial Services sector, AIIL trades at a P/E of 22.26 and generates an ROCE of 27.7%. Compare its 5-Pillar score of 80/100 against top sector peers like HDFC Bank Ltd. (74/100), ICICI Bank Ltd. (76/100).
Regulatory & SEBI Research Analyst Compliance Disclaimer:
This 5-pillar fundamental score is an automated quantitative health check generated purely from historical public financial statements, corporate filings, and exchange disclosures for educational and informational purposes only. It does NOT constitute investment advice, a stock recommendation, or a solicitation to buy or sell securities. RupeeTools is not a SEBI-registered Research Analyst. Please consult a SEBI-registered financial advisor before making investment decisions.